Home and Contents
The majority of us are fortunate enough to have a roof over our heads.  So how do you know that when the unthinkable happens, you will be ok.

A position we stress to everyone is 'read your policy wording'.  With so much competition out there, which one is right for you?  You have worked hard to have the home and belongings you do.  Many still work hard to pay off their home.  Don't get caught with inappropriate or insufficient cover.

Inspired Insurance Services takes the time to understand your needs and more importantly, your expectations.  We understand what it is to have these assets and the importance on their protection.

While we strive for a competitive outcome, cover is what should be of most importance.  Did you know there is an insurer that only covers up to $2,500 for CD's, DVD's, Game Discs, Videos etc?  How many do you have?

Get serious about your insurance and have it reviewed by Inspired Insurance Services today.

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Landlords Insurance

Landlords Insurance is very similar to your own Home & Contents insurance.  It does however come with some additional risks such as Theft By Tenant or Tenant Rent Default.

Everyone likes to think that people living in their investment property will take care of it.  This isn't always the case and you really should be protected against the unknown.  It is quite scary what people can do when they have unrestricted access to your property.

Rental income is often used to pay the mortgage on the home.  Wouldn't you want to ensure that this continues uninterrupted.  Ask us what options are available to you to protect your investment property from what can be costly and stressful times.

Private Motor Vehicle

We rely so much on our motor vehicles for getting us around.  It's important that when we have that 'bump', our vehicle is repaired quickly and we are back on the road.

Inspired Insurance Services not only researches and secures the most appropriate cover for you, we're there when that 'bump' occurs.  We guide you through the process and remain involved in the full claim cycle, until you are back on the road.

Some policies include automatic benefits, in other wordings these are 'Optional Benefits'.  Which wording do you have and are you certain your insurer will look after you during your repairs.  If in doubt, contact us today as you don't want to find out when that 'bump' happens.

Pleasurecraft

Similarly to Homes and Motor Vehicles, there are large variations to pleasurecaft insurance.  From the smaller aluminium runabout through to the ocean going launch. From trailered craft to penned in the marina.  Motor driven, jet powered or the peaceful sail.  Inspired Insurance Services can secure your insurance cover.

We establish where the craft is kept, how often it many be used, what equipment is on-board and what the purpose of the craft is to ensure the cover arranged is appropriate for you.  For a competitive review of your options, call us.

Motorcycle

For a few, that pleasure, exhilaration or just simplicity of being on two wheels can't be beaten.  Motorcycles can be an easy and economical form of transport.  They are also very easily damaged and repairs can be lengthy.

With a greater risk of something going wrong, motorcycle insurance can be as expensive if not more expensive than motor vehicle insurance.

Many policy wordings provide cover for the riders and their pillions personal belongings.

You want the confidence of knowing that when your motorcycle is damaged or stolen, you will get your full entitlement in return.  The priorities of motorcycle insurance are different to motor vehicle so don't be treated the same.  Call us today as we understand the differences being riders ourselves.